金融支持生物多样性保护: 全球实践及政策启示
崔楚云, 侯一蕾, 王天一, 温亚利

Biodiversity conservation supported by finance: Global practice and policy enlightenment
Chuyun Cui, Yilei Hou, Tianyi Wang, Yali Wen
表1 国外绿色信贷间接支持生物多样性保护创新案例
Table 1 Cases of foreign green credit indirectly supporting biodiversity conservation innovation
信贷机构
Credit institutions
内容
Content
美国银行
Bank of America
宣布截止到2030年将筹集3,000亿美元的资金, 通过贷款、投融资等方式支持低碳业务。It is announced that by 2030, it will raise 300 billion US dollars to support low-carbon business through loans, investment and financing.
日本瑞穗银行
Mizuho Bank
独立开发了评价体系——“瑞穗环保等级”来评价客户的环境绩效, 根据评价结果设定贷款及发行条件。It independently developed an evaluation system—“Mizuho environmental protection grade” to evaluate the environmental performance of customers, and set the loan and issuance conditions according to the evaluation results.
日本三井住友信托银行
The Sumitomo Trust & Banking Company Limited
推出环境等级贷款将自然资本影响评估融入到环境等级评估流程之中(全球第一个将自然资本评估融入贷款标准中的信贷产品)。It launched the environmental grade loan to integrate the natural capital impact assessment into the environmental grade assessment process (the first credit product in the world to integrate the natural capital assessment into the loan standard).
澳大利亚MECU银行
MECU Bank of Australia
推出“Go Green汽车贷款”产品, 要求贷款者以种树方式来吸收汽车排放的尾气。It launched the “Go Green Auto Loan” product, requiring lenders to plant trees to absorb auto emissions.
英国巴克莱银行
Barclays Bank
推出英国第一张绿色信用卡“呼吸卡”, 旨在推动减排和遏制气候变化。It launched the UK’s first green credit card “Breathing Card” to promote emission reduction and curb climate change.
荷兰合作银行
Rabobank
推出地球影响力贷款, 根据奶牛养殖生物多样性监测得分提供利息折扣。It launched the earth impact loan which provided interest discount according to the score of cow breeding biodiversity monitoring.
法国巴黎银行
BNP Paribas
将生物多样性保护和气候目标联系起来, 支持芬兰生物产业公司芬欧汇川重大转型项目签署7.5亿欧元的循环信贷额度(RCF)。It linked biodiversity conservation and climate objectives, and supported the Finnish Bio Industry Company UPM to sign a revolving credit line (RCF) of 750 million euros for the major transformation project.
企业南极澳大利亚分公司 Australia Branch of Enterprise Antarctica 推出的将生物多样性项目贷款额度与碳信用额度相结合的EcoAustralia?创新信贷产品。It launched innovative credit products EcoAustralia? which combined the loan line of biodiversity projects with the carbon credit line.